In many Seoul households we visit, the grandmother holds safety deposit access, the father maintains a hardware wallet, and an adult daughter keeps insurance folders. Each person is trustworthy; the risk is fragmentation.
Name a primary steward
Even when custody is shared, one person maintains the master inventory. Others hold subsets. The inventory document states who updates which section.
Meeting rhythm
Quarterly fifteen-minute check-ins work better than annual surprises. We suggest aligning with existing family gatherings—Chuseok preparation, for example—when members are already together.
Language and records
Mixed Korean and English documents are common. Note the language of each paper record in the inventory so heirs request correct translation support early.
Workshop timing
Book a steward workshop after the primary inventory exists. Premature workshops often end in abstract worry rather than concrete reading practice.